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Car Insurance Rates Indicate That Women Are Better Drivers Than Men

March 4, 2010
Eddie Smith
Without shopping around and comparing rates, it will be hard even for women with good driving record to find the best possible quote.

Men may like to think they have the upper hand, but when it comes to car insurance goes, they simply do not.. Women are actually paying less for their car insurance than men.

But why do female drivers enjoy lower premiums?

Officials reports suggest that women are less likely to be high-risk drivers. Apparently, women are far more likely to obey traffic codes, drive responsibly and comply with their car insurance requirements.

Men tend to be more irresponsible drivers. Women, however, are less likely to commit a traffic violation intentionally. Overtaking dangerously and jumping a red light, is not something most women do.

Do women drive more safely

When you compare men and women, it is safe to say that women are safer drivers. There are two main reasons for that, women are normally more observant and responsible. Road signs and other drivers behavior, are things women pay more attention to.

Naturally, being more observant helps women avoid traffic accidents. Statistics have shown men are the cause of accidents more frequently than women by more than 50%.

A lot of women are by nature very protective. Often, women drive their kids to school in the morning. The last thing they would want to do is drive dangerously and harm their child.

Another thing women are very protective of, is their jobs. For many women it is hard to land the higher paid positions. Having a traffic violation against them could very well result in the loss of their hard earned job. So, being a careful driver is essential for every mother and working women.

Things may well change in the future as more women pursue careers and there are more stay-at-home dads. At least for now, women have the right to demand better car insurance rates.

Visit to compare auto insurance quotes for women.

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